I often hear my clients (mostly conscious/spiritually-minded/heart-centered entrepreneurs) say, “I don’t care about money. It’s not about money. I’m not interested in saving money.”
Can you feel an energy of avoidance, discounting—even denial—in these statements? Let me repeat my philosophy here: how you do money is how you do everything. When you fail to care about money matters, there are bound to be other aspects of your life and business that lack your much-needed care, as well.
Money is a medium. Just like anything else in the world, money has its own energy. We need to pay attention to how we interact with money, nurturing and cultivating this relationship. The reality is, we cannot wish money away, expecting our needs to be fulfilled while we look in the other direction.
But—hey! It’s not your fault you don’t know how to deal with money. After all, they don’t teach us this stuff at school. That’s why I’ve devised a crash course in money matters for conscious, heart-centered people like you.
Money is a medium for people to exchange value. When you provide value, you get paid. And when the value you provide helps people, you are being of service. By growing your business and increasing your income, you are being of greater service to others. But when you are constantly struggling with money, you are not helping anyone—you can’t even take care of yourself!
Below, I share the 3 most effective action steps you can take to start paying attention to money and harnessing its secret energy, so you not only have more money in your bank account, but can hold onto it, too. Forget puzzling over complicated charts and graphs. These 3 steps are simple for a reason. They are designed to help you make a big impact—without a big headache. Try them for at least a month and see what has changed for you.
1. Track your daily income.
In order to increase the money flowing into your life, you first need to know exactly how much you are making. Keep track of your gross income every single day and total it up each month. On the days you don’t have income, just log a zero. Over time, you can start to play games and have fun with it. Ask yourself: “How can I increase the numbers?” or “How can I decrease the days that I have zeros?”
2. Track your daily expenses.
It is crucial that you know where your money is going. Log your expenses in different categories, such as Groceries, House/Utilities, Transportation, Medical, Travel, Entertainment, etc. Tracking your expenses in such a way shows you what and who you are prioritizing with your money. With this awareness, you can begin to adjust your priorities. Every month or quarter, re-evaluate your latest expenses to eliminate any recurring payments for things you no longer need or use.
3. Set a bold money goal.
We make things happen with clear intentions. Once you have a good idea of how much money is flowing in and out of your life, it’s time to set your bold money goal. These are short-term—30/60/90-day—goals that help you focus your energy and momentum to achieve big things. Here, bold means a number that will stretch you outside of your comfort zone. It’s a number that excites you—that is do-able, but not so dramatic that it makes you panic.
Once you have your bold money goal, put it on top of your money tracking log and watch how you do. Be specific about what you want the money for, such as paying off a loan or credit card debt, taking a long vacation, treating yourself to a new dress, making a charitable contribution, etc. By doing so, you not only deepen your motivation for achieving your bold money goal, but you also open up to known and unknown resources like gift cards, refunds, rebates, free tickets, and more.
If you are waiting to take these action steps or saying you “don’t care” about improving your relationship with money, you are creating an energy of avoidance and denial. But, when you deal with money, you want to have a positive mindset—and do it quickly! I promise that you can make good fortune flow to you. It all starts with 1-2-3.